When Should You Pay a Credit Card Convenience Fee?

July 2, 2018

One of the great things about credit cards is that consumers typically don’t have to pay for the convenience of using them at the point of sale. You usually swipe your card, and the merchant bears the 2%-3% transaction fee that covers the cost of processing the payment. Merchants are actually permitted by law to pass those costs on to consumers in the form of a credit card surcharge, except…


10 Pointless Fees That Are Sabotaging Your Budget

June 14, 2018

When I read the word “fee,” what I see is, “something you should have avoided paying.” No one likes to pay fees, fines, service charges, or anything that sounds remotely like a penalty. While some fees are unavoidable — try taking a flight without paying the Passenger Civil Aviation Security Service Fee — there are plenty that you can sidestep by calling to complain, avoiding certain behaviors, or switching providers….