How to Get Your First Credit Card and Build Credit

When my husband wanted to propose to me, we were just finishing up college. He went to a jewelry store at the mall and picked out the prettiest engagement ring he could reasonably pay for with a payment plan. He provided his Social Security Number for the credit check — but was disappointed to learn… Continue reading How to Get Your First Credit Card and Build Credit

Someone Took Out a Loan in Your Name. Now What?

Identity theft wears many different faces. From credit cards to student loans, thieves can open different forms of credit in your name and just like that, destroy your credit history and financial standing. If this happens to you, getting the situation fixed can be difficult and time-consuming. But you can set things right. If someone… Continue reading Someone Took Out a Loan in Your Name. Now What?

Does Your Teenager Really Need a Credit Card?

Giving your teenager a credit card may seem like a scary proposition, but it could be the safest way to teach them about credit. Credit expert John Ulzheimer says it’s just like teaching your teenager how to operate a car, but in a controlled environment. “Nobody would just let a teen hop in a car… Continue reading Does Your Teenager Really Need a Credit Card?