Why It Pays to Wait Before Applying for a New Rewards Card

When I got my first credit card, the only incentive I was offered was a two-liter bottle of soda. That was enough to get me to pause at the table set up on my college campus and fill out the paper application. Nowadays, bonuses for getting a new credit card can be much more substantial.… Continue reading Why It Pays to Wait Before Applying for a New Rewards Card

You’re Denied a Credit Card Due to Too Many Hard Inquiries. Now What?

If you’ve been chasing credit card rewards for a few years now and feel like all the best credit card rewards opportunities are drying up, you’re not alone — and you’re definitely not crazy. Whether we like it or not, credit card issuers have been tightening up criteria for new card approvals over the last… Continue reading You’re Denied a Credit Card Due to Too Many Hard Inquiries. Now What?