Why It Pays to Wait Before Applying for a New Rewards Card

June 14, 2018

When I got my first credit card, the only incentive I was offered was a two-liter bottle of soda. That was enough to get me to pause at the table set up on my college campus and fill out the paper application. Nowadays, bonuses for getting a new credit card can be much more substantial. It’s not uncommon to be able to take an international flight using the bonus miles…

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You’re Denied a Credit Card Due to Too Many Hard Inquiries. Now What?

June 14, 2018

If you’ve been chasing credit card rewards for a few years now and feel like all the best credit card rewards opportunities are drying up, you’re not alone — and you’re definitely not crazy. Whether we like it or not, credit card issuers have been tightening up criteria for new card approvals over the last few years. Many limit how often you can get a signup bonus on a particular…

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