15 Best Free Music Apps for Android and iOS

July 26, 2019

Gone are the days of MP3 players and physical music downloads. Nowadays, smartphone users have a plethora of free music apps to stream the music they want no matter where they are. Today we’re going to review the best free music apps for Android and iOS in 2019. Spotify Chances are you’ve heard of Spotify, and for good reason. They’re one of the biggest music-streaming services out there with one…


How to Save $5000 in a Year: The Realistic Guide for Singles

July 23, 2019

So you’re looking for advice on how to save $5000 in a year. You’ve come to the right place but, before we get into any details, I think congratulations are in order. In times when, according to Debt.com, 19% of adults have no emergency savings, and 31% have less than $500 in their emergency fund, your goal suggests responsibility. Whether you want to save $5k for a car, a home…


9 Tracking Expenses Tricks That Will Help You With Budgeting

July 20, 2019

If you’re trying to stick to a budget, but struggling, tracking expenses can help you stay on top of how much you’re spending and what you’re spending it on. When you know how to effectively track your expenses, you’re essentially putting your budget into motion. From setting up a thought-out budget to partnering with a friend, here are 9 tips and tricks to help you start tracking your expenses. 1….


87 Best Things to Buy at the Dollar Store

July 17, 2019

If you’re on a strict budget, you’re probably wondering about the best things to buy at the dollar store. The idea of buying items for significantly less is quite appealing. While the quality of some items may be poor, there are lots of real bargains to score. They include party supplies, personal care items, household items and food. Also, you should note that there are different types of dollar stores….


Better Spending Habits: 13 Tricks You Should Use

July 14, 2019

Spending money is one of the activities we do on a daily basis. However, it seems that somehow spending money is much easier (and much more pleasurable) than making money! It is not always simple to convince yourself that you don’t need a new pair of shoes when you already have 20. But do you really need them? Today, becoming a smart shopper is of an essence. And your journey toward…


17 Cheap Ways to Improve Home Energy Efficiency

July 11, 2019

Home energy efficiency results in lower household costs – and who wouldn’t want to pay less? The thing is, energy efficiency sounds great but we often don’t pay a lot of attention to it. We take things for granted, not even questioning if something can be done to reduce the costs and increase energy efficiency. The reality check moment usually comes in the winter when you see your bills growing…


15 Cheap Moving Tips That Will Keep Your Budget In Check

July 8, 2019

Moving can be expensive. Especially when we consider the whole experience, and not just transportation and packing. For most of us, it generally begins with finding a new place, either paying a deposit to rent, or a down payment to buy. Either way, we’ve already started spending cash, and the move hasn’t even begun! So here it is, your 15 cheap moving tips to help you stay in budget, and hopefully make…


11 Best Life Insurance Companies You May Not Have Heard Of

July 5, 2019

If you are about to start the process of looking for life insurance, chances are at some point you’ll be overwhelmed by information and comparison services. Insurance companies are eager to compete for your business, but most of insurers offer remarkably similar services, making it difficult to decide which one to choose. Good to Know: Typically, all life insurance companies will offer you a package deal based on price, customer…


Saving for College: 21 Simple Money Hacks

July 2, 2019

Saving for college has become even more important because of the rising cost of education. In 2018 Americans held more than $1.5 trillion in student debt, a crippling situation which puts many families in a precarious position. In fact, many parents who are struggling to find ways to pay for their children’s education are still trying to pay off their own student loans. Good to Know: While you don’t need a…


How to Throw a Housewarming Party on a Budget

June 29, 2019

After moving into your new home, a housewarming party is the best way to show it off to your friends. But you are afraid of spending too much… The truth is, you don’t have to break the bank to hold a housewarming party. You can manage to hold an amazing housewarming party on a budget. All you need is to organize something that makes sense for the time your guests…