Payments to Wealth Advisers Shows Some Funds Aren’t ‘Fee-Free’

AlamyBy Jed Horowitz At least three wealth management firms that market themselves as objective financial advisers are getting payments for investing their clients’ money in certain mutual funds, a practice that even some of these firms say could create conflicts of interest. The firms, known as registered investment advisers, are typically paid by clients with… Continue reading Payments to Wealth Advisers Shows Some Funds Aren’t ‘Fee-Free’

What Is Asset Allocation?

AlamyApril is Financial Literacy Month, and our goal is to help you raise your money IQ. In this series, we’ll tackle key economic concepts — ones that affect your everyday finances and investments — to help you make smarter choices with every dollar decision you face. Today’s term: asset allocation. In the most basic sense,… Continue reading What Is Asset Allocation?

Despite Surge in U.S. Stock Prices, Investors Remain Cautious

Five and a half years after the start of a frightening drop that erased $11 trillion from stock portfolios, the Dow Jones industrial average has regained all the losses suffered and reached a new high. (Richard Drew/AP)By MARK JEWELL BOSTON — The Dow Jones industrial average continues to set new records but average investors are… Continue reading Despite Surge in U.S. Stock Prices, Investors Remain Cautious

Gold Prices Plunge: Here Are 5 Ways to Buy It At a Bargain

Nelson Ching/Bloomberg via Getty ImagesA gold bust of Mao Zedong, former leader of China, right, is displayed for sale at a department store specializing in precious metals and stones in Beijing, China. The bull market in gold since 1999 has made many gold investors rich. But Monday’s big plunge in the price of gold —… Continue reading Gold Prices Plunge: Here Are 5 Ways to Buy It At a Bargain

Gold Is Cheap Again: 5 Ways to Get It Into Your Portfolio

(Getty Images)More than nearly any other investment, gold inspires strong opinions among investors. On one hand, superinvestor Warren Buffett has said that buying gold merely locks up your money in an asset that in his words is “neither of much use nor procreative.” On the other side of the coin you have advocates arguing that… Continue reading Gold Is Cheap Again: 5 Ways to Get It Into Your Portfolio

4 Ways ‘Free’ ETF Trading Could Cost You

Getty Images Investors have pumped well over $1 trillion into exchange-traded funds, steadily moving their money out of older-style traditional mutual funds and into this investing world darling. It’s no wonder: Investors prefer the lower costs, tax savings, and greater flexibility that ETFs offer compared to regular mutual funds. And ETF providers have done everything… Continue reading 4 Ways ‘Free’ ETF Trading Could Cost You

5 Dividend ETFs With 5 Very Different Strategies to Boost Your Income

Getty Images Income-hungry investors have been turning more and more to dividend ETFs — exchange-traded funds that focus on stocks that pay out healthy amounts of income to their shareholders. Although these funds share a common goal — boosting investors’ income — all dividend ETFs are not the same. In fact, they can have profoundly… Continue reading 5 Dividend ETFs With 5 Very Different Strategies to Boost Your Income

5 Offensive and Defensive Funds to Strengthen Your Portfolio

Richard Drew/AP Investors are getting more excited about the stock market now that it has fully recovered from the financial crisis and started to set new record highs. But if you’re looking to invest now, you have to protect yourself from the possibility that the long bull market could reverse itself. It’s always tough both… Continue reading 5 Offensive and Defensive Funds to Strengthen Your Portfolio