Ask the Readers: Do You Outsource Any Household Tasks?

July 31, 2018

Editor’s Note: Congratulations to Elena, Jasmine, and Erica for winning this week’s contest! It’s easy to neglect household chores when you’re busy — and if you don’t like doing them in the first place! For certain families and certain tasks, it makes sense to hire someone to help you out, whether it’s a cleaning crew that comes by once a week or a grocery delivery service that brings meat and…

Read More >>

How to Calculate the Value of Your Credit Card Rewards

July 31, 2018

Earning credit card rewards is a great way to offset the cost of purchases you already make. But it’s worth calculating just how much those rewards are worth if you have to pay an annual fee on the credit card, or are trying to streamline your rewards strategy to focus on one or two cards that are most valuable for you. While it may seem easy to dismiss all credit…

Read More >>

How Much Money Do You Need in Savings When Applying for a Mortgage?

July 31, 2018

You know you need enough money to cover your down payment and closing costs when buying a home. But did you also know that most lenders want to see even more dollars stowed away in your checking or saving accounts before approving you for a mortgage? It’s true: Lenders want to know that you have enough money saved to cover at least some of your future mortgage payments should you…

Read More >>

How to Survive and Thrive as a Young Boss

July 31, 2018

I work in the world of digital marketing — a decidedly youth-obsessed field where being in your 20s is considered a tactical advantage (for me, an advantage that expired about two decades ago). But the blush of youth isn’t always so welcome, especially if you’re gunning for a manager’s position and the corner office. Some fields are filled with traditionalists who may only see you as a pair of skinny…

Read More >>

How to Protect Yourself from a Home Improvement Scam

July 31, 2018

From a small task like new sod, to a major job like a finished basement, home improvement projects can become a nightmare if you fall victim to a scam. Even the savviest consumers can get taken for a ride if they don’t know how to spot the red flags. So before you commit to any kind of home remodel or upgrade, make sure you know how to protect yourself from…

Read More >>

How to Safely Test Makeup Before You Buy

July 27, 2018

How many times have you bought new lipstick, only to find the color is less than flattering on you? Or maybe you accidentally purchased the wrong shade of blush, making it look like you stepped right out of a bad ’80s movie. We’ve all been there. Makeup can be quite expensive, and you’d hate to purchase something that doesn’t work for you. Testing makeup before you buy can solve many…

Read More >>

The Best Secured Credit Cards

July 27, 2018

Secured credit cards have a bad reputation, and most of these products deserve it. Too often, the companies that offer secured cards do so to prey on those with poor or little credit history by charging exorbitant interest rates and outrageous fees. But using the right product from a reputable institution, holders of secured cards can repair or build their credit while enjoying many of the benefits of standard credit…

Read More >>

6 Things Buyers Will Hate About Your House

July 27, 2018

Selling a house can be a nerve-wracking experience. Not only do you have to deal with the daily stress of having prospective buyers in your home, but you also have to handle the potential feelings of rejection when no offers for your house are forthcoming. Sellers may only see the lifetime of happy memories they built in their home, but buyers are usually focused on the (potentially expensive) negatives that…

Read More >>

9 Ways Gamers Can Make Extra Cash

July 27, 2018

If your parents ever told you that playing video games is a waste of time, the joke might be on them. Many video game lovers have turned their passion into profits and anyone can follow suit. While making extra cash on video games is a lot more work than you might initially imagine, here are the top ways to do so. 1. Livestream your game play You can invite fellow…

Read More >>

How the Merger of Marriott and SPG Programs Will Affect Member Rewards

July 27, 2018

Marriott International bought Starwood Hotels & Resorts Worldwide almost two years ago, but they’re just getting around to integrating the two hotel chains’ popular loyalty programs in August. Whether you’re a loyal Marriott lodger, you’re sitting on a mountain of Starwood Preferred Guest (SPG) points, or if you’ve dabbled in both programs over the years, you may be wondering how this change is going to affect you. Don’t worry. The…

Read More >>