Passive income. We all want it. We all crave it. We all want to make money without work. But are there actually any good passive income ideas that we can implement in 2019?
The answer is yes, and we’ve put together a list below of 31 ways to make passive income in 2019.
There are four main ways to earn passive income:
- By investing money
- By investing time
- By renting things out
- By getting paid to do activities you do anyway.
Below we have given you specific ideas for each of these four passive income categories for a total of 31 passive income ideas.
The most passive forms of income will require you to put up at least a little bit of money up-front.
Here are our top passive income picks for 2019.
1. Play a free slots app to win money.
Long Game (click here for 300 bonus coins) is a free app that basically gamifies and rewards you for your savings.
Here’s how Long Game works:
(1) You deposit money into your Long Game account and earn interest on it. Note that this money belongs to you, just like it does in your bank account.Long Game does not collect any fees out of the money you put in, and you can withdraw it at any time.
(2) Long Game gives you coins depending on how much you have saved in your Long Game account.
(3) You use these coins to play slot games with prizes ranging from $100 to $1,000,000!
So while you do have to put money into the app to play, this money belongs to you, not the house!
How does Long Game make money to pay their employees as well as your winnings?
Easy. Long Game earns interest on the money you deposit, and it’s out of this interest that it pays out the winnings.
Click here to collect your 300 bonus coins and start earning real cash with the Long Game app!
2. Invest in Private Real Estate Deals With Only $500
Real estate is one of the classic forms of passive income: you own property, and others pay you for using it.
The downside to traditional real estate, of course, is that you typically need a lot of cash to get started.
Not so anymore with the rise of private real estate investing platforms.
We personally invest in one of these platforms called Fundrise.
Fundrise lets everyday people invest in top deals across the nation — way better deals than most people could find on their own.
It also lets you diversify your real estate holdings.
For example, I am invested in deals in 10 different states!
And for the first 90 days of your investment, Fundrise will buy your investment back at the original investment amount if for any reason you are not satisfied.
Click here to sign up to see Fundrise’s latest investment opportunities.
3. Invest $10 in small businesses and earn 5%.
Worthy Bonds is a company that provides bond funding to small businesses — and it’s letting you get a piece of the action.
See, these small businesses (obviously) pay Worthy interest on these loans, and folks like you and me can buy bonds from Worthy that pay 5% interest.
This is far more interest than you could earn in a savings account at the bank.
You can buy bonds in $10 increments and / or link your debit or credit card and round up the spare change on your purchases to invest in bonds.
Click here to sign up for Worthy and start earning 5% interest by investing in American small business.
4. Lend money in $25 increments earning 4-6%.
Lending out money is one of the oldest ways to earn passive income.
It’s essentially renting out your money for either people to use, and the rent you charge is known as the interest rate.
Now, in the old days, if you wanted to lend money to somebody in particular, you were taking on a pretty risky business, unless he or she put up some form of collateral.
But now, thanks to technology, you can spread out the risk by only lending your money in $25 increments.
How does this work?
Well, let’s say Borrower A needs a $25,000 loan.
Instead of going to one entity, like a bank or rich person, to borrow the full $25,000 — which would be very risky to that one entity — he or she borrows $25 from 1,000 people.
This scenario presents much less risk because the most any single investor could lose is only $25.
Such an arrangement would have been administratively impossible just 15 years ago.
But thanks to the wonders of the Internet, it is now very possible, and the peer-to-peer lending industry, as it’s known, is thriving for borrowers and investors alike.
Click here if you have $25 and you’d like to earn way more interest than the bank pays you.
5. Rent out your spare room.
Renting out lodging can be an incredible way to earn extra money.
I know some people making thousands of dollars a month, all by renting out an extra room to short-term guests.
Now, if you wanted to do this 10 years ago, you would’ve had to post an ad in the classifieds or on shady old Craigslist.
Gladly, those days are over.
You can now list your spare room on Airbnb and screen out prospective guests. (Guests are rated by their hosts for things like cleanliness and communication.)
If you’d like to sign up to become an Airbnb host, check out my article Make Extra Money with Airbnb.
6. Get paid to get gas.
GetUpside is a free app that gives you cash back for every gas station receipt you submit!
Also, if you sign up through our link, you get a 20¢ per gallon bonus the first time you fill up!
If you drive a lot (or even if you don’t), this can add up to a decent chunk of change!
Click here to download GetUpside and get a 20¢ per gallon bonus for using our link!
7. Get paid to walk.
I just made $10 for walking, paid in cash via PayPal.
There’s a new app, Sweatcoin, that will pay you for every step you take.
It motivates me to go for more runs, take the stairs more often, and be an all-around more active person.
Click here to check out Sweatcoin now and start getting paid to walk!
8. Get paid to go to stores.
Did you know there’s an app that gives you gift cards simply by walking into stores?
You don’t even have to buy anything!
So whether you’re a mall rat or just somebody who goes shopping every now and then, you stand to make a little extra cash this way.
Click here to download this special app and start getting paid just for walking into stores!
9. Get paid to have an app on your phone.
There’s an app that will pay you just for having it on your phone.
It doesn’t get much more passive than that! You heard me right.
They will pay you $50 per year per device just for having your app on there!
Talk about the ultimate passive income opportunity!
If getting paid simply for having an app on your phone interests you, click here to learn more!
10. Make $240 by anonymous sharing your Internet history.
There is a company that will pay you over $200 to anonymous track your Internet usage at home!
After you complete two short questionnaires, they will send you a meter to connect to your wireless router.
You can earn up to $240 your first year simply for keeping this meter connected to your router!
To qualify, you must have Wifi at home and at least one member of your household routinely using an Internet-connected device (such as a smartphone or computer) at home. Click here to take the short questionnaire and get started!
11. Write slogans.
Are you kinda witty?
Then you may be able to make passive income just by thinking up slogans in your spare time. Here’s how it works:
- Write a catchy slogan.
- Upload it online here.
- Get paid every time someone uses your slogan! Passive income!
Click here to learn more about earning passive income from slogans.
12. Get paid to play video games.
This is another one of those passive income ideas where you get paid to do something you enjoy, so it’s not really work at all.
With more and more video games being produced every year, more and more video game companies are looking for everyday gamers to review their products.
Click here to learn how you can make up to $49,063 a year as a video game tester.
13. Sell your photos.
Are you good behind the camera?
Then you can make a somewhat passive side income licensing your photos online for others to download.
For example, I get all my pictures for this blog from various stock photo sites on the Internet.
And every time I download a photo, the photographer who uploaded it gets a royalty!
Licensing one picture that you take and upload now can give you cash flow forever as it’s downloaded again and again!
Click here to learn how you can get paid for your photos from home.
14. Get your bank and credit card fees refunded.
This isn’t really passive “income” per se, but it is an opportunity for you to increase your net worth somewhat passively.
There’s a new website that can get you refunds on fees like:
- Overdraft fees
- Monthly service fees
- Minimum balance fees
- ATM fees
- Late fees
- Wire transfer fees
- Foreign transaction fees
- Credit card interest charges
Click here to learn how to get your bank and credit card fees refunded.
15. Get paid for doing things you do anyway.
Swagbucks ($5 sign-up bonus) is a great app to use to make money whenever you have some downtime, say while you’re in line at the store or while watching some mindless TV program.
There are a variety of ways to make money with the Swagbucks app, including:
- Playing games on your phone
- Using the Swagbucks search engine
- Watching videos
- Taking surveys
- Getting cash back on online purchases
- Using coupons
- And more!
Click here to download Swagbucks and get a $5 bonus for using our link!
16. Get cash back on stuff you buy anyway.
One way to create passive income with no money is to get paid for doing things you do anyway, like going shopping.
There’s a little-known app called Ibotta ($10 bonus if you click here) that literally gives you cash back on things you buy anyway, just for taking pictures of your shopping receipts!
To date, I have made $1,357.09 from this little app.
And yes, they pay you cash through Paypal!
And oh yeah, if you sign up with Ibotta through our special $10 bonus link (click here), you’ll get a $10 bonus when you submit your first receipt!
17. Make money with your social media skills.
Do you have experience with social media sites such as Facebook, Instagram, Pinterest, Twitter, etc.?
Then you have a very valuable 21st-century skill!
If you know your way around social media, then you can make some major dough by promoting brands on social media.
Companies are willing to pay ordinary people to help get the word out about their products and drive more sales.
But the trickiest part of this industry is finding the right opportunities.
There are a few resources out there to help social media pros land these opportunities, but the one we found to be the best is SocialSaleRep.com.
They’ve been around for a while and have several proprietary partnerships with large corporations looking for social media experts.
Click here to check out paid social media opportunities at SocialSaleRep.com!
18. Check your credit score.
While this isn’t directly a way to generate passive income, checking on your credit score and finding ways to improve it can passively grow your net worth.
How so? Well, by simply increasing your credit score a little bit, you can, for example, pay less in interest, which will grow your wealth in the long-term.
We’ve found that Credit Sesame is the best free website that can calculate and monitor your credit score.
Click here to get Credit Sesame for free — it only takes 90 seconds!
19. Use a free money-saving bot.
Sometimes the best way to make money is to save money.
Subscriptions, especially those that go unused, can add up over time.
Thankfully, there’s a free money-saving bot called Cushion that will go through all your subscriptions, let you know how much you are paying for each of them every month, and cancel them with a simple text message if you’d like.
And Cushion not only keeps track of your subscriptions, but it also negotiates your monthly bills such as cable and Internet so you keep more money in your pocket.
Cushion users have saved over $8,000,000! To learn other benefits that Cushion can offer you, check out our full-scale Cushion review.
Click here to start saving with Cushion! It’s 100% free!
20. Take online surveys.
This one’s not exactly “passive,” but it is certainly mindless.
You can take surveys when you’re binging on Netflix or in line at the grocery store or waiting to pick your kids up.
The trick is that there are only a few legit survey sites. We recommend Survey Junkie.
It’s 100% legit, and they do not send you spammy junk emails.
Their payouts are excellent, and they pay you in cash via PayPal.
? Top Survey Site
Survey Junkie has an 8.9/10 rating on TrustPilot — the highest of any online survey company.
And they also have some really fun surveys.
For example, in the screenshot below you’ll see a pretty awesome music review survey that I recently did. I made $50 reviewing music! ?
Click here to start making extra cash with Survey Junkie.
Now, I must tell you that not all surveys are this fun, and not all pay this well, but every once in a while you get a great one like this!
Also, it’s satisfying knowing that companies will use my opinions and inputs to make decisions about not only music, but also food, restaurants, consumer products, movies, and a lot more.
Click here to start making extra cash with Survey Junkie.
21. Get paid to lose weight.
If you can commit to shedding some pounds, it may pay off handsomely for you to cut that habit because you can literally get paid to lose weight through a new company called HealthyWage.
Check out this Good Morning America special on HealthyWage that explains how it works:
You can bet as little or as much as you want, but obviously the more you bet, the more you stand to win!
Also, you can bet on your weight loss of any period between 6 and 18 months.
Click here to see how much you could win with HealthyWage!
22. Get cash back when you shop online.
Ebates ($10 sign-up bonus if you use our link) is a free website and app that gives you up to 40% cash back at over 2,500 online stores.
If you shop online a lot (or even if you don’t), this can add up to a decent chunk of change!
Click here to get your $10 sign-up bonus sign up for Ebates and start getting cash back on online purchases today!
23. Invest in cryptocurrencies like Bitcoin.
I would recommend only investing in cryptocurrencies after you’ve invested in more stable passive income opportunities such as stocks and real estate.
Nevertheless, many people have become unlikely millionaires by investing in cryptocurrencies, and the concept of cryptocurrencies is not without merit.
However, you have to know what you’re doing, or you’ll get creamed in the cryptocurrency market.
Click here to learn more about cryptocurrency investing.
24. Get up to 5% cash back on all purchases with this new credit card.
Cash back on purchases is one of the most beautiful forms of passive income out there because they’re tax-free.
And there’s a new credit card that offers up to 5% cash back on all purchases — not just on certain items or on rotating categories.
It also gives you monthly cash forever when you refer new users.
So this new credit card gives you not one but two ways to generate passive income every month!
Click here to learn more about this new credit card!
25. Get a Free 401(k) Analysis.
If you’ve ever worked in corporate America, you probably have a 401(k) retirement plan through your current or former employer.
And while your 401(k) is generating passive income for you, it’s possible that it’s not optimized for the best performance.
Just improving your returns by 1% a year can make a huge difference.
Let’s say you have $50,000 in your 401(k), and it will earn you 6% over time.
Increase your returns so that you earn 7% a year will mean over $65,000 more in your 401(k) over 30 years’ time.
A properly-optimized 401(k) can generate for you additional tens or even hundreds of thousands of dollars of passive income over time.
That’s where Blooom comes in.
When you sign up for Blooom, your 401(k) will immediately be analyzed, and you will be shown what kind of hidden fees you’re currently paying in your 401(k).
Click here to get your free 401(k) analysis with Blooom.
26. Track Your Wealth in Personal Capital and Get a $20 Bonus.
Personal Capital isn’t so much a way to make passive income as it is to manage your passive income sources.
What is Personal Capital? It’s a free net worth and investment tracking website and app.
Your account balances are updated in real time! We personally use it to track our wealth and love the easy-to-use interface.
Also, for a limited time, Personal Capital is offering a free $20 Amazon gift card to new users who create an account through our $20 Bonus Link and links their first investment account.
Click here to sign up for Personal Capital and claim your $20 Amazon sign-up bonus!
They take a simple flat fee, and everything else goes into a collective claims pool that they protect for their users in case they need to make a claim.
Since Lemonade doesn’t profit from the claims pool (like other, older insurance companies), leftover money is donated to charities that users choose when they sign up.
Lemonade’s self-stated goal is to transform insurance from a necessary evil into a social good.